ARQS Mortgage Intelligence
PROMOTION WATCH

Rates are only part of the deal.

Cashback, switch bonuses, account bundles and other incentives can materially change the headline offer. We track them separately so they are not confused with the mortgage interest rate.

RBC

Up to C$5,900 in advertised value

RBC’s public mortgage-rate page advertises a limited-time eligible-mortgage offer of up to C$5,900 in value, with the page showing an offer end date of October 31, 2026.

Official source ↗
COAST CAPITAL

Cash bonus up to C$4,100

Coast Capital advertises a member-exclusive mortgage rate and cash bonus up to C$4,100 with qualifying products. Eligibility and product conditions apply.

Official source ↗
TD

Cashback tiers + switching bonus

TD advertises mortgage cashback tiers up to C$4,000 plus an additional C$1,100 for eligible switching, with its offer page showing December 29, 2026 as the application deadline.

Official source ↗
BMO

Cashback up to C$5,000

BMO’s mortgage-rate page advertises up to C$5,000 cash back with a new BMO mortgage plus qualifying chequing and savings accounts. Conditions apply.

Official source ↗
NATIONAL BANK

Mortgage-linked promotional bundle

National Bank advertises mortgage-related promotional opportunities, including a new-investment promotion of up to C$1,500 with conditions and an advertised promotion period ending November 3, 2026.

Official source ↗
MORE LENDERS

Coverage expands as sources verify

We only add a promotion when the lender’s own public source provides enough detail to distinguish the offer from a generic marketing claim.

Promotion caution: headline value is not the same as a lower mortgage cost. Eligibility, mortgage amount, account bundles, insurance, switching requirements, term length and other conditions may apply. Confirm the full lender terms before relying on an offer.
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